By using this site the user has unconditionally accepted the terms and conditions of use as given hereunder and/or elsewhere in the site.

By accessing the website, you warrant and represent to the website owner that you are legally entitled to do so and to make use of information made available via the website.

Even though Senco Gold Limited shall try to meet the date and time of delivery schedule as given by the user in the order form, any delayed/ early delivery for whatever reason shall not entitle the user for any damages or compensation from Senco Gold Limited. Every order is delivered as per specifications of the product mentioned in the website.

Shall take due caution at the time of delivery to deliver the product to the correct person at the address on the order form, but disclaims any responsibility for claims, damages, and/or compensation.

If the user has any question, doubts or confusion in regard to any of the terms & conditions set out herein he should seek clarifications from us through email and should wait for a written clarification before using the service.

The trademarks, names, logos and service marks (collectively "trademarks") displayed on this website are registered and unregistered trademarks of the website owner.

Nothing contained on this website should be constructed as granting any license or right to use any trademark without the prior written permission of the website owner.

The products/services provided on this site are without warranties of any kind either expressed or implied and Senco Gold Limited disclaims all or any of them to the fullest extent.

Senco Gold Limited does not warrant that the products/services offered will be error free, or that the defects will be corrected, or that this site or the server that makes it available are or will be free of viruses or other harmful components.

Under no circumstances whatsoever shall Senco Gold Limited be liable for any loss of data, lost profits or any damages whatsoever including, without limiting, any indirect, special, incidental, consequential or other damages that result from the use of or inability to use the products/services offered in the site.

Notwithstanding the foregoing, in no event shall Senco Gold Limited be liable to the user for any or all damages, losses, and causes of action including but not limited to, negligence or otherwise exceed the amount paid by the user to Senco Gold Limited for that specific service/product.


  1. This Marketing Program (“Offer”) is offered by SBI Card & Payment Services Ltd. (“SBICPSL”) under an arrangement with SENCO GOLD LIMITED (“Partner”).

  2. It is open to all legal residents of India holding a valid and current SBI/Tata Credit Card excluding SBI/Tata Corporate Credit Card and SBI Paytm Cobrand Card (“Cardholder”).

  3. The Validity of the Offer (“Offer Term”) is from 26.04.2022 (00:00 hrs) expiring on 03.05.2022 (23:59 hrs), (both days including) unless extended by SBICPSL and Partner by mutual consent in writing for a further period “additional term”.

  4. Under this Offer, cardholder can avail:

    1. 5% Extra Cashback at SENCO GOLD LIMITED stores.

    2. Minimum Transaction Amount: INR 25,000. Maximum Cashback: INR 3,000 per card account during the offer term only.

    3. Offer shall be applicable on Senco Gold Limited Stores and Senco Gold Website -https://sencogoldanddiamonds.com/ and www.mygossip.in . Please refer to SENCO GOLD LIMITED Store List for further details.

    4. Offer can be availed on SENCO GOLD LIMITED Point of Sale (POS) stores.

  5. Delinquent and blocked SBI/Tata Cardholders will not qualify for this Offer.

  6. Cashback for eligible transactions would be posted by 5.07.2022

  7. In case of full cancellation/return of your order, transaction will not qualify for the Offer under this program. If you cancel a part of your order, you will qualify for the Offer only on the net amount you pay subject to offer terms and conditions.


  1. The above Offer is by way of a special offer for SBI/Tata Credit Cardholders only excluding SBI/Tata Corporate Credit Cardholders and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement between SBICPSL and their Cardholders. The terms of the above Program shall be in addition to and not in derogation of the terms contained in the card member agreement., Merchant EMI Terms and Conditions and Rewards Terms & Conditions.

  2. Any query regarding the program will be entertained only till 03.05.2022. Post such date, SBICPSL & Partner will not entertain any correspondence or communication in any manner whatsoever regarding this Program from any persons.

  3. SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any direct liability pertaining to the quality, merchantability, fitness, delivery or after sales service of such products which shall be at the sole liability of the Partner.

  4. All the existing offers, discounts etc. on select/all products or services that are being offered by partner can be availed by the Cardholders as part of this offer as mentioned in this communication.

  5. Pictures of products shown in the communication sent to the customer either through mailers, push notifications, social media channels, statements or advertised on the website/mobile app, are representative only and may not bear a resemblance to the actual products. None of the parties shall under any circumstances be responsible towards the same.

  6. Products/services offered under this program are subject to availability from the respective participating merchants/sellers of Partner and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products/services.

  7. SBICPSL shall adhere, cater and ensure on best effort basis to perform the agreed terms and conditions of the program.

  8. SBICPSL will not be liable for any technical or any offer configuration related issue at Partner platform on account of which cardholder is unable to avail the offer. All such concerns need to be taken up directly with the Partner by cardholder for resolution.

  9. Under no circumstances will the offer/cashback being offered under this Program be settled with cash in lieu by SBICPSL or by Partner.

  10. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for the Offer.

  11. SBICPSL will not entertain any correspondence regarding the validity or acceptability of any additional benefits offered by Partner/Partner’s sellers on products/services made available by it and the same shall be at the sole risk and consequences of Partner/Partner’s sellers and without reference to SBICPSL.

  12. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Offer was offered.

  13. This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which may be promulgated anytime by any statutory authority.

  14. SBICPSL reserves the right to disqualify the Cardholder(s) from the benefits of the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said Offer or otherwise by use of the Card subject to intimation to Partner of such disqualification.

  15. Any person availing this Offer shall be deemed to have accepted these terms and conditions.

  16. SBICPSL and Partner reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or some of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether.

  17. Cardholders are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.

  18. Nothing herein amounts to a commitment by SBICPSL to conduct further, similar or other Offers.

  19. Any disputes arising out of the Offer between SBICPSL and Cardholder shall be subject to arbitration by a sole arbitrator to be appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The Seat & Venue place of arbitration shall be at New Delhi, India and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL or Partner or any of its affiliates.

  20. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.

  21. These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.